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　　The Advantages of Saving Money Everyone must work to live, but many people are fortunate enough to make more money than　they immediately need. What should they do with this extra income? While it is tempting for　people to spend it all on things they desire, I believe it is better to save at least a portion of the　extra income for the future.

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　　By saving money, people give themselves more security. They cannot predict the future;　perhaps one day they will be jobless. At a time like this their savings can spare them a great deal　of suffering and help to see them through the hard time. In addition, saving money allows people　to build up a larger sum. They can then buy something more worthwhile than the small things they　can but if they spend the money right away. For example, they may be able to buy a house with　their savings. Finally, the practice of saving helps people develop the habit of setting goals and　planning for their future. In this way they are bound to lead more meaningful and successful lives.　Most people would like to enjoy their money immediately. Nobody likes to wait for thethings that he wants. However, if we learn to save our money, we can gain more advantages in the　future. We will lead more secure and, thus, happier lives. We will also be able to buy the things we　truly want but cannot afford right now.